image 07 Dec 2023

It’s All In The Behaviour Because Education Trains The Mind

Career Professionals are better humans through practice in training the mind.

NAPS Students in their Bachelor of Business Accounting and B. Islamic Accounting are expected to put a bit of thought into their student behaviors both inside and outside the classroom. Taking a leaf from Krsihnamurthi’s – Education and Significance of Life – students are encouraged to recognize the function of education is to bring about the heightened capability for dealing with their professional life not just their chosen career paths. NAPS students are taught to be conscious of their professional and personal behaviors.

One of the many functions of education is to ‘create’ new values. The new value creation needs much work, and NAPS students currently have three years to pursue it. NAPS students have a great opportunity to choose what is suitable for them so that they can consciously exercise their student engagement strategy at NAPS. They commence their professional studies either as an extension of the past (as a school leaver) or as a preparation to train as a career-ready professional. NAPS's three-year program of study provides the student with ample opportunity to be comfortable with any of these options.

Please click here for more information on NAPS vision.

The strategies adopted, and the way academic success is achieved depends on the way the students spend the following years of education in the setting of an Australian Higher Education Provider. Student behaviors in their academic activities have a lasting influence on their personal and professional life.

Training the mind and the opportunity to exercise choice in the practice of business education starts with understanding one’s behavior in an organizational setting.

Here are some of the useful pointers about the behavioral practice I have compiled of student activities outside and inside the classroom we are encouraging students to adopt at NAPS. These have been compiled with the assistance of the NAPS Student Admin Team & the Learning and Academic Support Manager.

  • When entering the NAPS venue, say words of greeting such as: ‘Good morning, or Hello’.
  • When calling NAPS, please introduce yourself. Please prepare for the conversation by having your ID number and the topic of conversation. It may help you if you write it down.
  • When you come to the Front Desk wait for your turn. Please do not butt in and talk over top of the other. It is professional to not only wait for your turn but also make sure you acknowledge who was there before you.
  • Respect the space. It is not very professional to enter the side of the desk where the staff member is sitting or standing over the staff member who is attending to the needs of the others.
  • Seek permission to enter an office. Do not barge in unannounced.
  • Seek permission to use NAPS resources including pen and other objects. It is not your property.
  • Be polite to others. Avoid talking in a language that others are not familiar with.
  • Read and understand the email before wanting to inquire with the staff. Take charge of your actions. If you need help, make sure you realise you are at the receiving end of generosity and behave professionally and with ethics.
  • If you are late to class, do not disturb the rest. Professional ethics requires you to switch off the phone and not interrupt the flow of the session.
  • Avoid disruptive behavior, particularly in Campus Venues
  • Read and carefully consider the Student Codes of Conduct contained in the Student Handbook. This activity is a precursor of a code of conduct in the workplace.
  • Organise your finances responsibly to avoid undue stress and acting unprofessionally.
  • Learn to use the technology provided for your use.
  • Be a leader and manager by contributing to voluntary Organizations and Clubs including opting to become student representatives:
  • Learn time management and best practices for enhanced Time Management and Academic and non-academic success.
  • Seek help and assistance promptly for dealing with stress. mental health, Academic pressure, financial concerns, etc.
  • Take every opportunity in class to express opinions on different topics and ask questions to generate good discussion.
  • Work hard to maintain a healthy study-work-life balance but this requires good time management and a positive attitude.
  • Maintain the focus on the end goal – GRADUATE and ask what is next after graduation and lifestyle.
  • Prepare to attend all lectures and tutorials on time fully prepared for professional discussion and use of time effectively to maximize learning experiences.

Just remember cultivating professional attitudes is achieved by integrating daily rituals and practices with knowledge and training is achievable by gradually achieving changes in behaviors. One step at a time in all we think and do!

Prof. Sivaram (Ram) Vemuri
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image 05 Dec 2023

Towards A More Inclusive and Sustainable Society

Emeritus Prof Eugene Clark, National Academy of Professional Studies


My keynote address was entitled: Strengthening Legal Policies in the Inclusion of Persons with Disabilities through Research and Innovation to Address Economic Inequality

The primary goal of this conference was to bring together science, technology, and management areas of research. While the Information Age has empowered an ‘explosion of knowledge’ it has resulted in increasingly specialised disciplines that talk seldom talk with one another and indeed create their own new language and vocabulary that makes them even more isolated. My main message was that: If we are to manifest the wisdom to use this new knowledge and technology for the advancement of humanity, we must get better at talking with one another, respecting one another, sharing our insights and finding the best path forward to a sustainable future.

In my short time, I made the following brief points.

1. Leadership
If we are going to create a sustainable future we require leadership—at every level of society. In the 21st Century we need to think of leadership not as a pyramid, but as a web with all of our disciplines at the centre of it.

We should also be mindful that “The Leadership Challenge” is in the words of Alan Keith is “ultimately about creating a way for people to contribute to making something extraordinary happen.”

Know also that everyone can be a good leader and good follower in word and deed, inspiring each other to be what we know we can be.

2. Pragmatism/Practicality/Operational excellence
In the world of academia, we tend to over-emphasise theory and ignore the importance of practical applications that make a positive difference in the world. As management expert, Simon Sinek argues: “Pure pragmatism can't imagine a bold future. Pure idealism can't get anything done. It is the delicate blend of both that drives innovation.”

A leading example of someone who combined vision and application is Thomas Edison, who noted: “Vision without execution is but an hallucination.”

Operational excellence
We need common-sense, operational excellence. It is easy to tear things down. We need to focus on building things. We need operational excellence--pragmatic, practical, common-sense applications and commitment to making things work and getting things done. We do this by taking one step at a time. As the management mantra goes: “Think big; start small”.

3. Institution Building
Leaders build institutions and institutions build lasting change. In today’s world, it seems that every major institution in society is under attack and failing.
It is vital that professionals from all disciplines use their talents to help strengthen the institutions in society: government, schools, family, law/courts, religious and philanthropic institutions, community groups etc

4. Inclusivity
Paraphrasing former US VP, Hubert Humphrey: The moral test of a sustainable society is how that society and its institutions treat those who are at the dawn of life, the children; those who are at the twilight of life, the aged; those who are in the shadows of life, the sick, the homeless, the needy, the disabled, etc. While the world has many things on its agenda, it is imperative that we not forget the important needs of all of these groups.

Special Education Early Childhood Education. I had the opportunity a few years ago to serve at the CEO of a US company that was the largest private provider of special education services in the US. Not only did I meet some of the most amazing and dedicated people I have ever known, but I saw first-hand what a huge difference special education could make in the lives of individuals, their families and the whole community. I received numerous letters from parents thanking our organization for providing a therapist. Typical were the words of one parent who, wrote: “Thank you for giving me back my son.” Because of his speech problems he could not get along with his classmates or even family members. Your intervention changed not only his life, but our lives.” If a child is one of the estimated millions who suffers from autism and as a result cannot communicate effectively, that impacts not only the child’s life chances, but also creates a terrible strain on the family and the community network in which that child is a part.

The latest research indicates that the best investment in early childhood education and special education comes with early intervention, even before the child goes to school. The most effective intervention is that taken while the brain is in these early stages of development.

It is also important that we see people and disabilities, not as ‘problems’ or only as ‘broken’ but that we appreciate the tremendous contribution they can make to the world. This point is eloquently made in this little story by author Kevin Kling, who is himself disabled:

“Back in the days when pots and pans could talk...there lived a man. And in order to have water, every day he had to walk down the hill and fill two pots and walk them home. One day, it was discovered one of the pots had a crack, and as time went on, the crack widened. Finally, the pot turned to the man and said, "You know, every day you take me to the river, and by the time you get home, half of the water's leaked out. Please replace me with a better pot." And the man said, "You don't understand. As you spill, you water the wild flowers by the side of the path." And sure enough, on the side of the path where the cracked pot was carried, beautiful flowers grew, while other side was barren. "I think I'll keep you," said the man.”

We need to see people with disabilities, not for the cracks in their pots and what they don’t have—but for the many special talents they do have and the many blessings they bring to the lives of all of us.

5. Innovation/Entrepreneurship/Law as an example
Innovation and entrepreneurship are keys to the achievement of a prosperous, sustainable society. As Margaret J. Wheatley in Leadership and the New Science, reminds us:

"Innovation is fostered by information gathered from new connections; from insights gained by journeys into other disciplines or places; from active, collegial networks and fluid, open boundaries. Innovation arises from ongoing circles of exchange, where information is not just accumulated or stored, but created. Knowledge is generated anew from connections that weren't there before."

"We are living through an innovation famine, not an innovation feast—particularly in areas other than digital ... if we can do more innovation, we will not destroy the planet. It’s quite the reverse. It’s the safest way of saving the planet." — Matt Ridely speaking with Naval Ravikant

In common with other institutions, the legal system has struggled to keep up with technology and struggled to devise mechanisms whereby all citizens have access to services. In more recent times, however, suggest that new models are emerging that have the potential to re-engineer legal services so that justice and legal services are more accessible to all. Below is a summary of some of the barriers to access and how technology can help.

Knowledge barriers
In general terms technology advancements are leading to new models of learning that are tailored to the needs of individuals. Developments such as the Khan Academy have brought education to millions of people around the world. The higher the level of literacy in a society, the more informed and engaged its citizens will be.

Before the Internet, laws were found mostly in government, law firms and university law libraries. Law books were very expensive. Thanks to "open government" and other social justice and consumer movements, the laws of most countries are today freely available online. Just one of many examples, is the World Legal Information Institute. With almost 2000 databases on this site, one can find laws from over 130 jurisdictions around the world.

Today, websites can monitor activity, interact with users and tailor information and services to the needs of particular users. Aided by AI legal research will offer new solutions and even help resolve disputes.

Software can also help people navigate across many different government programs to help determine whether they are eligible for low-income legal assistance.

Language and cultural barriers
In our diverse and multi-cultural world, it is also important that the laws be made available in multiple languages. For those who do not speak other languages, software translators are rapidly improving. Moreover, many jurisdictions will make the key legal information available in multiple languages that reflect the diversity within their local community.

Software requires rules and standards to be effective across legal systems. This is the focus of projects like the EU Grotius Project 98/GR/131. Its aim is to promote consistent best practice standards in relation to legal interpreting.

Technology also has the potential to help better tailor legal education models to meet the needs of a more diverse student population and thus play a part in serving the educational needs of those underserved by traditional models.

Technical barriers
The law is also a language of its own and even native speakers can be intimidated by and alienated from a legal system that uses highly formal and technical language that is only understood by those with professional legal training. Software packages make it easy to provide links that put technical terms in plain language and diagrams that make it easier to see how things fit together.

Financial barriers
New models of legal practice, aided by technology, have promise to reduce financial barriers. Leveraging technology (e.g. electronic document assembly) one lawyer can today do the work of many. Virtual law firms mean that lawyers do not have to incur the costs of an expensive office and all the trappings that go with it.

Physical/geographic barriers
Modern courtroom designs are taking into account the "community of users" who are involved. For example, in Charlotte, North Carolina, jurors are provided with comfortable waiting rooms and various services (food, childcare, business services) that make it more convenient for them to wait as well as enabling them to carry out their daily activities while also doing their civic duty of jury service. Mobile courts are also becoming more common

Legal education barriers
Note the roles that virtue reality, artificial intelligence, natural language processing, gamification and other developments will play in educating the next generation of lawyers about the role of technology in enhancing access to justice

Time barriers
Technology enables a 24/7 world of work and access. In an Internet environment matters can be resolved asynchronously and after hours and not be limited to court times and normal business hours.

Innovation barriers
Lawyers and judges tend to be highly risk averse. However, in a time of rapid change and transformation, there is a need for the profession to embrace change and become more innovative or face serious disruption. Legal education, admission policies, law firm models, courts, legislatures, governments -- all aspects of the system must adapt and reboot in order to meet the needs/demands of an Information Age and an increasingly inter-connected, diverse and complex world.

Competition barriers
The legal profession in every country is highly regulated. In many cases professional bodies, such as bar associations and law societies, play a major role in this regulation. While such regulation offers protection to consumers of legal services, it can also result in anti-competitive effects that have inhibited innovation and made the profession resistant to change.

6 Technology tempered by wisdom
Isaac Asimov, Russian-born American author and biochemist wrote: “The saddest aspect of life right now is that science gathers knowledge faster than society gathers wisdom." Similarly, Swiss author, Anne Louise Germaine de Staël, concluded: “Scientific progress makes moral progress a necessity; for if man's power is increased, the checks that restrain him from abusing it must be strengthened."

As we see in recent debates about harnessing the power of artificial intelligence (AI), if we continue to develop our technology without wisdom or prudence, our servant may prove to be our master and maybe even our executioner.

7. Optimism
When watching today’s news with its over-emphasis on all things negative, it is easy to be pessimistic. Indeed, a pandemic of pessimism and cynicism destroys families, undermines institutions and speads gloom and despair to individuals, communities and even whole nations.

Optimism and hope are necessary to inspire and generate the enthusiasm required to make the effort to make things better. As President Franklin D Roosevelt exhorted during the Great Depression: “Men are not prisoners of fate, but only prisoners of their own minds.”

8. Urgency
Finally, it is crucial that we have a sense of urgency. As the poet, Rumi stated so eloquently:

Travelers, it is late.
Life's sun is going to set.
During these brief days that you have strength,
be quick and spare no effort of your wings.


That urgency should be accompanied by a spirit that does not shrink from problems but welcomes them as opportunities to grow and bring about a better society. In this task our motto should be “Ad astra per aspera” ---“To the stars through difficulties.” John James Ingalls

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image 17 Nov 2023

Success is a Journey…It begins here!

Deans Blog

It is my privilege to write this blog. I wish to address three aspects – success and the steps each of us needs to take to achieve it, the actions of a successful student, and some suggestions for you to make it in this exciting pursuit of knowledge.

Success is a very value-loaded term. It is very personal but is shaped by many forces of influence since our childhood. For me, success is the opportunity to have the ability for continuous improvement of myself and the people around me. To have ability depends on context, connection, continuity, change, competition, and cooperation. For Alex, it depends on values and being in tune with herself.

Success is not external it is in you. Significantly, your heart does not lie about success. Please ask yourself what success is for you. You decide for yourself what it is and then decide the steps you need to pursue it.

As Pele, the famous footballer said, success “is no accident. It is hard work, perseverance, learning, studying, sacrifice, and most of all love of what you are doing or learning to do”.  Once you decide what success is for yourself, the next logical step is to position yourself to be successful.  It would help if you organized yourself for success. These are some tips for you to follow:

  • Organize your time for success as an international student. You only have 24 hours on any day. You cannot say you are time-poor. Everyone has the same amount of time. You don’t have any more time to allocate! It is about being time-focused. The attention is on how to use time more effectively! You need to plan how you are going to spend your time to achieve success. I found that the best way is to prepare a personal schedule.

  • Contextualize your schedule to your conditions. Education is an investment. You invest today to reap the benefits in the future. To create a personal schedule based on your values to achieve your defined success, organize around the lectures and tutorial times and your study time. Then fill in the rest of the activities to achieve your defined success. (Hint: Do not forget to fill in the travel times between your activities).

  • Strategize your daily activity. Once you have organized your timetable to achieve your “success”, work out the steps you will follow. For example, when do you have to get up to reach the lecture on time? Have you allowed yourself sufficient time in case there is a delay in the public transport system network? Be realistic when you work out the steps based on your circumstances. Work out a schedule to reach the class at least 10 minutes early. The more realistic you are when setting up these actions the higher the probability of reaching your goals.

  • Implement the Plus 1 rule. Plus 1 rule is to plan not only what you wish to achieve but also what you are going to do when you have achieved what you set out to do. For example, you set the goal to attend the lecture. Plan not only how you are going to position your activity to attend the lecture on time but also what you are going to do in the classroom after reaching on time. Ask yourself what you need to take with you to be able to follow the material discussed in the classroom. You need to take something to write on and write with as well as a calculator. These are the basics you will need to help you to be successful in maximizing your chances for successful use of time in the classroom.

  • Prepare for effective engagement in the learning process. The unit outline provides you with all the necessary information. Make sure you are familiar with the unit objectives, unit organization, and unit assessments – what, when, and how much they are worth. Based on your understanding of the unit expectations, ask yourself how to be an effective student to maximize learning. Identify the steps you need to take to be successful in your learning. My advice is to prepare for the lecture (one effective way is to take your notes) and answer the tutorial questions as a guide to test your understanding of what you have learned (by comparing the answers you prepared before attending the tutorial with the answers provided by the instructor to the tutorial questions in the tutorial) and plan and implement timely completion of the assessment tasks.

  • Achieve study-life balance. It is important to recognize today will not come back in our lives. At the same time, today is connected to yesterday and influences tomorrow. It is therefore important for you to realize what you do today is based on the learnings until yesterday and becomes a building block for tomorrow. So, choose today's activities wisely because you are contributing to the blueprint of your life. So don’t forget to have fun balancing study and life

I wish you the very best in your pursuit of success. Thank you for the opportunity to be a part of your successful journey. Until, next time…

Prof. Sivaram (Ram) Vemuri

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image 11 Oct 2023

Artificial Intelligence (AI): The Bad

AI, like most major technological advancements, can be used for good or for ill.  In the worst cases, there will be bad people and organisations who use the new technology to perpetrate physical, psychological, financial and other harms.  In other cases, people will be negligent in their use of AI and not take reasonable steps to foresee the harms it could cause. In still other cases, in the rush to get their application to market, unintended negative or harmful consequences may occur.  Below are just a few examples.

Fraud, theft, scams, political disruption and more

AI makes it possible to create deep-fakes, ie fake representations of real people or events.   Anyone who spends anytime on the Internet will know that there is a plethora of images, audio and video freely accessible.  While some uses of deep-fakes are done for innocent fun, others can amount to spreading false information in the middle of a tight political race. In business deep-fakes can mislead people into believing that a product or service has the endorsement of a particular person or company.  Deep-fakes can be used to commit fraud or make other deceitful representations made for illegal and dishonest purposes.  It is also possible that deep-fakes become so common that people doubt the legitimacy of all such people or products.

Fake content can cause havoc and panic in the middle of a pandemic, cause chaos in share markets, obstruct justice or falsify information. Criminals are taking advantage of the technology to conduct misinformation campaigns, commit fraud , obstruct justice, sow dissent and division,  and even bring down an organisation or even a government.

Another important issue is the potential of AI to breach security, facilitate identity theft, fraud, promote scams,  and other crimes. Once an AI developer has such information it is a small step to create multiple versions of that person.  These deep-fakes can be used to get access to health data, bank accounts and other important documents and information.

Designers of AI systems need to be aware of the harms that may be facilitated by this new technology. Ethical behaviour within organisations, effective systems of quality control, security and authenticity,  and a culture of ethical behaviour are all vital.  Externally, governments and industry bodies must also develop laws, regulations and standards that promote the ethical use of AI.

Lessening of Individual Autonomy and human interaction

Some experts fear that with increasing automation, we humans will become bored and lazy.   We are not too far away from the reality that the world will be dominated and run more by artificial intelligence.   What will this mean for the human race. Will we become passive, bored, lazy and out of touch?  Will this disempowerment create and invite a takeover by artificial intelligence systems?  Or, will a few elites, using these new and powerful systems, be in total charge with the result that individual freedom will be severely limited

An example of how AI can empower those whose agenda are to gain control over people and limit freedom is found in Carol Roth’s  NY Times Best Seller, You Will Own Nothing: Your War with a New Financial World Order and How to Fight Back. The author and entrepreneur paints a picture of what would happen if a new financial world order controlled by global elites are able to gain the type of control made possible, for example, by eliminating all hard currency and enforcing a system of digital currency under the control of a group of government, international organisations, business and technology elites.  She argues that a system of ‘social credits’ would accompany such a system enabling the elites to shut down dissent and control the general population. It will result in debt, deprivation and desperation. It will mean people own fewer assets and that we have less control over their lives thereby lessening the ability to protect one’s wealth now or for future generations.

These questions raise important philosophical, psychological, moral, governance, legal and ethical questions that must be addressed if society is to fully benefit from AI while at the same time managing the significant risks involved.

Mass Unemployment

As mentioned above, the workforce in an AI dominated world may be a dystopia for those who lose their jobs. A lot of industry disruption and job destruction will have to be carefully managed. Governments will have to carefully plan the transition for those industries that are severely disrupted.

Major service functions such as customer service centres are likely to be heavily hit as AI applications coupled with robotics rapidly replace many of these types of roles.  For example, most readers  have have experienced  a chat with a company’s automated answering service.  AI  ChatBots will become increasingly popular and will replace many of the humans now filling those roles. Customer service A 2022 study from the tech research company Gartner predicted that chatbots will be the main customer service channel for roughly 25% of companies by 2027.

Another example is the fast-food industry.  In common with thousands of other young people, my daughters gained their first work experience at a McDonald’s restaurant.  Today, customers order via an on-screen kiosk In China AI robotic chefs can cook your food. Other robots can wait on tables and take your order.

At the other end of the spectrum, there are likely to be significant shortages of those people who have the skills to take up the new positions required to support the growth in the AI related fields.  There will be a significant battle for talent.   And, as in all battles, there will be wounded and casualties and wounded, winners and losers, the dominant and the dominated.


AI presents many challenges for education. Students, faculty and administration will see their systems severely challenged by new AI applications.  For academics, it will significantly change aspects of research and scholarship.  Many of these developments will bring improvements.  The ‘bad’, however, is that it riding this major wave of innovation will require vision, talent, resources, training, resilience and more.  Many will fail.  The system will be disrupted.  The impact of how this all plays out remains unknown, uncertain, and unpredictable.  A case in point is the decades long development of computer assisted learning packages.  They have been very slow to catch on due to many factors: teacher unions fear job losses; the current model is built on the assumptions based on age level rather than development/skill level; educators do not have adequate technology skills; the financial models have not been right and authors are not sufficiently rewarded; people are generally highly resistant to change.

The other challenge for education is to define how it can best serve society by providing the learning, research and training required to meet the multiple needs and demands if society is to gain the benefits of AI and manage the potential disadvantages and harms that may be caused.


At the macro level, laws and regulations will be required to provide the governance framework to guide society in the Age of the Machine.  This will be especially challenging given the geographic limits on the application of law and fact that different countries will have different approaches.  Underlying the formal legal regime will also be the reality that countries will have different ethical standards.  Some countries will see it in their interest to press ahead, despite the risks, in order to gain a competitive advantage over other countries.  

At the ground level it will also be important for designers and users of AI systems to be aware of new problems that might emerge.   AI systems can and do discriminate.  AI tools have the potential to embed unlawful biases and discrimination and do so on a system-wide scale and in a non-transparent way.  This can impact decisions on who gets a loan, who gets hired, who gets favourable administrative decisions, who gets monitored by the police, etc. AI systems also use information, pictures and other intellectual property, all of which is loaded up into the application.  This raises serious issues regarding the potential intellectual property violations that might occur.[2] AI also creates IP thus raising further questions about whether the existing intellectual property legal regime will include IP creation by non-humans.

Ethical and Personal Issues

As mentioned above, the growing development and application of AI to all sectors of human activity raises many ethical issues.  It threatens the degree of human autonomy, challenges existing rules, laws and standards in society, threatens a loss of control, challenges expectations of privacy, and so on. A major question is the extent to which we can achieve agreement among nations or even between public and private sectors and other groupings within nations regarding central ethical issues raised by AI.  For example, what should be the degree of transparency underlying the use of AI systems and applications?  How can principles of justice and fairness be promoted and protected by AI development?  How can we regulate and promote fairness, non-maleficence, responsibility and privacy in the development and use of AI?

There is also a psychological dimension to AI adoption that must be considered. While AI and its applications have grown rapidly, one should not underestimate the limitations and challenges stemming from the natural tendency of humans to cope with, resist and even fear change.  For example, a major roadblock to the  implementation of AI applications to augmented medicine is the reality that doctors and other health care providers have resisted such changes and not been prepared for it.  Many patients, however, have welcomed its advantages in providing for a greater autonomy and a more personalized treatment.

More than this, as the impact of AI grows it begins to challenge the relationship between humans and machines.  In doing so, it challenges traditional notions of identity, sexuality, gender, relationships and rules as new forms of discourse emerge to explain and govern relationships between machine and human intelligence.




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image 05 Oct 2023

Artificial Intelligence (AI) : The Ugly and the Unthinkable

As to the unthinkable, many commentators, scientists, politicians and others argue that unchecked development of AI systems and applications could even pose a real existential threat to humanity.
One has to take seriously the fears about AI raised by people such as Stephen Hawking  and Google’s “godfather of AI” Geoffrey Hinton who shortly after resigning his position, stated: there was a "serious danger that we'll get things smarter than us fairly soon and that these things might get bad motives and take control." 

Just as there are always some people with evil intentions, a psychopathic machine, with power to code, and able to learn faster and better than humans, working around the clock—the potential for significant evil is great.   More benign perhaps, but just as devastating, is the gradual loss of freedom that comes as technology in all of its forms, including AI, captures our attention while giving us the illusion of choice and freedom. Life is about making choices about what we do with our time, with whom we communicate, what we listen to, what we purchase, etc. Today, government is increasingly influenced less from voters and more by lobby groups, big tech, big business, big media and big bureaucracy. In this environment, genuine freedom, representative government and human rights are increasingly at risk.
Winners and Losers

When it hits its peak, AI is likely to be more impactful than the Internet, more momentous than even the Industrial Revolution.  The challenge is how we humans can match our ability to create/unleash AI while at the same time having the wisdom to use this powerful tool wisely for the benefit of humanity.

In this new AI environment there will be winners and losers. Erik Brynjolfsson and Andrew McAfee, 2018 noted that:

 “For more than 250 years the fundamental drivers of economic growth have been technological innovations. The most important of these are what economists call general-purpose technologies — a category that includes the steam engine, electricity, and the internal combustion engine. The most important general-purpose technology of our era is artificial intelligence, particularly machine learning."

And, as posited by Paul Allen, Co-Founder of Microsoft:

"The promise of artificial intelligence and computer science generally vastly outweighs the impact it could have on some jobs in the same way that, while the invention of the airplane negatively affected the railroad industry, it opened a much wider door to human progress."

As Stephen Hawking argued:

"Success in creating AI would be the biggest event in human history. Unfortunately, it might also be the last, unless we learn how to avoid the risks." -Stephen Hawking, Theoretical Physicist

These quotes point to the reality that there is an urgent need to align the human intelligence in creating AI with the wisdom and governance that ensure that we do so in a responsible and ethical way.  This is the only way we can ensure that AI is carried out in the service of humanity and reflects the best in us and promotes human advancement in the decades ahead. 
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image 05 Sep 2023

Artificial Intelligence (AI): The Good | Part 2

AI explores the potential of AI to usher in a new period of prosperity and break-throughs on almost every front of knowledge. Dissident voices, however, focus on the potential harms made possible with the development and application of AI.  Finally, at the far extreme, are those who warn that AI poses a threat so great to humanity that it may spell our doom or enslavement as machine intelligence comes to dominate human intelligence.

The Good
Many experts proclaim that AI will be a major game changer for almost all areas of human activity.  These experts see it largely as a force for good.  This is seen in quotations like the following:
"I imagine a world in which AI is going to make us work more productively, live longer, and have cleaner energy." -Fei-Fei Li, Professor of Computer Science at Stanford University
"Machine learning allows us to build software solutions that exceed human understanding and shows us how AI can innervate every industry." -Steve Jurvetson, Board Member of SpaceX and Tesla
“Artificial intelligence is one of the most profound things we're working on as humanity. It is more profound than fire or electricity.”Sundar Pichai, 2020
Below are examples of ‘good’ or useful applications of AI from specific industries and areas of human activity where AI is already having a significant impact.
New Age of Employment
There is considerable debate about the impact of AI on employment.  Most authorities argue that, as we have seen with other advances in technology, AI will result in the loss of jobs in some areas, but it will also create new jobs in many others.  In many industries, it won’t be so much the case that AI takes over a particular job, but rather it will augment or support humans in making their work more efficient and/or effective.For policy makers, the challenge will be to address the needs of those people and regions where AI results in a loss of employment.  At the same time governments must support the advancement of the new technology in order to reap the rewards of innovation.
Creating new jobs and providing the training/education to equip people to fill them will present a major challenge for workplaces as well as education institutions.  Indeed, it has been estimated that AI developments will require billions of workers worldwide to master the new skills required to take advantage of AI.  These developments will have major and widespread impacts on the workforce, 
especially for such areas as customer service, technical writers, data entry clerks and all involved in information services, data collection and AI applications.
In preparing for these changes, education systems, career counsellors, labour planners and others need to consider what skills are required to take advantage of the expansion of AI and what traditional occupations are most at risk.  It is also important to be mindful of what human attributes are least likely to be impacted by AI.
Education systems and their students and teachers must take note of these shifts and adapt accordingly. The types of jobs most likely at risk are those that are repetitive, sequential, and/or subject to a set of ‘if-then’ rules—even if those ‘rules’ are quite sophisticated.
Some of the jobs least likely to be threatened by AI are roles which require imagination, creativity, empath, compassion, cultural/social intelligence, as well as those requiring significant physical dexterity. A study by McKinsey found that the adoption of AI could 30% of the American workforce. A Goldman Sachs study found that several industries had relatively little exposure to automation by AI technologies, including cleaning; installation, maintenance and repair; construction and extraction; production; and transportation moving. Each had over half of their tasks viewed as not being automatable with AI largely serving as a complementary tool for the remainder of those tasks.

We are already seeing that artificial intelligence has the capacity to help businesses improve their processes to make them more efficient.  AI can enable existing employees to be more productive.  In other areas AI combined with robotics can reduce labour costs as robots will make fewer mistakes and can work 24/7 and every day of the week.  Empowered by AI, businesses of all kinds will be able to work smarter and achieve higher quality in the delivery of goods and services.  For smaller countries and those who have lost their manufacturing base because of the cost of labour, AI robotics will mean the return of manufacturing and industries that have been shipped overseas.
An example of one the areas already heavily impacted by technology is that of customer service agents in all sorts of industries from banking to fast-good, aged-care facilities and beyond.  AI systems applications, touchless voice activated kiosks, robots and automated call centres can be located anywhere in the world.

Banking and Finance
The banking and finance sectors have been quick to take up new technologies.  Internet banking, online customer service, ATM machines and AI applications are just a few examples. The result has been a signification reduction of middle-management with one person today able to assume multiple roles that used to be done by other humans in the bank.
AI has also played a role in creating new financial products as the fin-tech industry has exploded.  Artificial intelligence has replaced much of human intelligence. AI and other technology developments have revolutionized banking and the financial sector and thus had a society-wide impact. AI offers many advantages including the reduction of errors, provision of better reporting and enhanced security and fraud detection.

One of the areas already using AI in a major way is that of medicine.  AI plays a growing role in medical research and has achieved significant advances in data analysis.  For consumers, examples include Apple Watch and  Google’s Fitbit, are using health metrics and trends, informing users of their baseline so they can notice anomalies.
AI is also used in pharmaceutical research.  For example, scientists have used AI to find a drug that kills bacteria responsible for drug-resistant infections. It is predicted that AI will dramatically increase the speed and applicability of new drugs.
AI has also played a big role in advancing e-Health initiatives.  Examples include use of remote patient monitoring technology that enables care and diagnosis of patients without them having to go personally to the doctor or hospital. 
Researchers are also developing AI algorithms to help improve early cancer diagnosis as well as assist doctors in making a diagnosis. AI algorithms are useful in finding population health trends, especially in high-risk populations.  An AI ultrasound machine will significantly enhance pre-natal care. Due to a current health care environment that looks more and more at population
Medical education will also change dramatically.  As a tool it will mean that medical students will have to spend less time on memory tasks. AI will serve as an interactive guide to remind them of what they need to know. AI enables real-time feedback and accurate evaluation, and can be used to monitor teaching quality as well as provide real-life virtual simulations that improve skills and enable a rapid accumulation of valuable experience.
AI can assist the doctor in providing a checklist to ensure higher quality and more efficient health care delivery.  An example is AI Obstetrical ultrasounds that can identify known causes and diseases quickly and efficiently. This can free up a physician’s time to confirm a diagnosis and treatment."  Machines do a better job than doctors in reading ultrasounds.  Artificial intelligence-powered medical technologies are growing rapidly and playing an important role in clinical practice. Deep learning algorithms are able to cope with increasing amounts of data provided by wearables, smartphones, and other mobile monitoring sensors in diverse areas of medicine.
In some cases, AI may even come to replace the doctor.  For example, a recent tudy found that  AI-Chatbot’s bedside manner was preferred over conventional doctor. In areas where there are significant doctor and nurse shortages (for instance, Age Care) AI delivered services may help ageing societies cope with the rapidly expanding elderly population and their need for effective health care services.
Rapid advancement and wide uptake of AI will also have a dramatic impact on medical education.  As a tool AI will mean that medical students will have to spend less time on memory tasks. AI will serve as an interactive guide to remind them of what they need to know.
AI will have a profound impact upon all levels of education.  Many schools will embrace it as an additional powerful tool that students can use to enhance their communication and learning.  Students will be able to find new ways of researching and expressing themselves.  AI systems will provide tailored tutoring to help students learn. Students will spend less time on rote learning and memorisation and more on problem solving, analysis and other skills.
Education systems as a whole will be disrupte.  Given the declining standards in many Western countries, this is a good thing.  Because AI systems make available huge amounts of information, this should help promote educational advancement in third-world countries.
After graduation, students will have learned to use AI systems to provide better performance and efficiency on tasks such as research, diagnosis and medical procedures.  The advancement of robotics and AI will bring much needed resources to important areas such as aged care.
The Australian Research Council, in its submission to a House of Representatives committee inquiry into AI and Education,  warned  that presenting AI generated material as an original creation “could undermine the norms around authorship”.  At the same time the ARC points to the fact that AI technology can also provide assistance in writing text by improving readability, conducting literature reviews and improving our ability to cope with and distil an explosion of information.

AI will also have a dramatic impact on transportation. AI applications are already used in traffic management and safety enhancement. AI  is also making self-driving cars and automated pilots a reality—something that will rapidly grow.  A case in point is Toyota Motor Investment Co., GAC Toyota Motor Co., Ltd. and Silicon Valley partner who have announced they are forming a joint venture to advance the mass production and large-scale deployment of fully driverless robot taxis.  GAC Toyota Motor Co, Ltd, headquartered in Guangzhou, China, will provide with Toyota-branded battery electric vehicles.  The vehicles are equipped with Toyota’s vehicle redundant systems that are suitable for L4 autonomous driving development and will also have’s advanced autonomous driving technology. China has announced that it will use AI controlled robots to build its next high-speed railway system.  This development is expected to both reduce costs and enhance safety.
At the same time, it should be noted that, while self-driving vehicles will continue to improve and their use will accelerate, there is still a lot of room for improvement.  For example, it was recently reported that when San Francisco recently expanded capacity to offer robotaxi, Waymo, the city changed their mind for now after a series of mishaps, including driving through a construction site, a breakdown in communication networks that led to them stopping and bloc
king traffic, and passenger injured when taxi failed to yield to a firetruck.

Law firms are already using AI to assist in legal research, in factual investigation, in trial preparation where millions of documents are involved, in drafting, in developing systems for the delivery and use of smart contracts.  The justice system is also using AI more and more. For example, behavioural psychologists and forensics expert use AI to provide insights into understanding and predicting criminal activity and motivations.  Robots are also being used to enhance safety, for example,  a robot named ‘Secret Agent Man’ that roam a shopping mall and can interact with shoppers, notice suspicious activity and contact human security backup when required.
Practical AI applications are being used in some jurisdictions as an aid to set bail, determine sentencing and other applications.   Administrative areas of the law are using AI as an aid to determine status (eg immigration/citizenship) or eligibility in relation to particular statutory regimes.
Some argue that AI systems like ChatGPT can revolutionize and improve the legal profession, for example, by making law more accessible to non-lawyers. Note that while this may be true for relatively simple matters in some legal areas, it is less likely in others.  Thus, contract drafting, basic drafting, copyright and discovery in large cases are more likely to be impacted than actual trial work.

If the world is to meet the challenge of climate change, the role of technology will be critical.  This is yet another area where AI is making a valuable contribution.  AI is used in modelling climate impacts, especially given the reality of so many variables and such large data sets.  For example, AI is being 
used for more accurate weather predictions thus improving our ability to predict natural disasters such as enhanced predictions of earthquakes.
AI assists in maximising the most efficient use of energy across multiple sources:  wind, sun, oil, gas, etc.  AI models are also being used to provide more accurate forecasts of energy demand and thus help promote the most efficient use of energy resources. AI in combination with robotics is also contributing to innovation in our environmental systems and technology advances.  AI powered robots, for example,  are doing a much better job of sorting recyclables.

Military and defence departments around the world have long seen the great potential of AI. For example, the US has successful tested unmanned jets which use AI and machine learning capabilities to both navigation and weapons deployment.  As we are witnessing in the Ukraine conflict, military drones have been highly effective in attacking shipping and other targets.
Another example is the use of AI to create weapons that are far more accurate than traditional weapons. Chinese scientists have collaborated with experts in the Beijing-based China-United Arab Emirates Belt and Road lab to develop the technology, and the U.S. is working toward the same goal. The clear benefit of these weapons would allow China to minimize the amount of arms used in assaults, helping to more efficiently maintain its forces.
AI is also having an impact on military decision making as more and more decision making is being turned over to AI applications.

AI will also have a significant impact on architecture and our food system.  For example, AI research will help develop new types of crops.  With many countries facing an ageing and declining population, AI driven robots can be used to pick fruit with small drone robots with wings and which can appraise the ripeness of fruit—drones that can work 24/7 and never tire.  .  Drones and AI systems will aid in increasing yields by providing just the right amount of nutrients, fertiliser, pesticides, etc.

Personal Relationships
Even personal relationships are being impacted by AI.  People are increasingly using AI algorithms to choose mates.  Robotic AI videos are now more human than ever before even to the point of replacing humans and also to the point of fooling people into believing that they are human.  AI is being deployed in numerous interactions with people, for example AI applications to provide therapy, applications combining robotics and AI to provide company for the elderly and in many customer support applications.
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image 03 Aug 2023

The Honorary Fellowship Awards

A group of NAPS senior leadership attended the Honorary Fellowship Awards presented by the Teachers' Guild of New South Wales: Friday 28 July 2023.  Dedicated to the advancement of teaching excellence and celebrating distinguished careers in education the Teachers' Guild of New South Wales is one of the oldest professional organisations in Australia. Both Prof Blay and Prof Clark are current Honorary Fellows.
from the Left: NAPS President/CEO Prof Sam Blay, Director of Marketing and Student Services, Suman Bhetwal, NAPS Chair of Academic Board, Emeritus Prof Peter Flood; and in the middle in the back: NAPS Chair of Board of Directors and Council, Emeritus Professor Eugene Clark. 

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image 06 Jun 2023

AI & its Importance to Students in the Professions (Part I)

Decades ago it was Internet, then the World Wide Web, then Steve Jobs and the Apple products that would change the world.  Then came he cloud, social media, the Internet-of-Things, block-chain, metaverse, Zoom—the impact of technology continues to make headlines and AI brings all of these together. Over the last few months, the latest buzz concerns artificial intelligence (AI). Not a day goes highlighting either gloom and doom or promises of great things to come. 

As a higher education institute concerned focused on the professions, the general consensus is that every major profession or industry will experience significant, and in many cases transformational, changes as a result of developments in AI. Health care, education, law, accounting, business, communications, transportation, retail, agriculture—all will have to grapple with the impact of AI in seizing its advantages while minimising potential risks.

What is AI?

Artificial intelligence is a branch of computer science that uses multiple disciplines including deep and machine learning,  to build smart machines that are able to do complex tasks, including in some cases those that ordinarily would require human intelligence.

AI comes in two major forms: narrow and general. 

 Narrow AI involves the creation of smart machines that can do one task, for example, play chess.  With large data sets and blinding speed and the ability to constantly learn, a chess computer can perform tasks better than any human.  Evidence the defeat of world chess champion Gary Kasparov by ‘Big Blue’. 

 General AI (or ‘strong’ AI) involves the creation of smart machines that have a much wider or general application. An example is a robot or an android that looks human and can do a wide range of tasks, only faster, more consistently and smarter than a human.

AI Potential  and Fears.  Many experts write of the many positives that AI will bring to almost every field of endeavour. Reflecting upon the immense potential of AI Erik Brynjolfsson and Andrew McAfee wrote in 2018:

 “For more than 250 years the fundamental drivers of economic growth have been technological innovations. The most important of these are what economists call general-purpose technologies — a category that includes the steam engine, electricity, and the internal combustion engine. The most important general-purpose technology of our era is artificial intelligence, particularly machine learning.”

Most of the fears about AI are about general AI.  At the extremes, some experts think What are the risks to humanity itself when most of the ‘intelligence’ in the world is machine made rather than man-made.  The essence of these concerns is captured by world renown theoretical physicist, Stephen Hawking, who noted:

"Success in creating AI would be the biggest event in human history. Unfortunately, it might also be the last, unless we learn how to avoid the risks." -


AI Issues for students preparing for a career in the professions.

For students pursing a degree in the major professions, here are just a few of the many issues and topics involved with AI development about which you should have some awareness:

  • Industrial opportunities and challenges in developing AI
  • Enhanced data collection, big data analytics/algorithms and ever-increasing application to new areas of human activity.
  • Understanding society-wide impact in key areas, e.g introduction and rapid expansion in use of automated transport
  • Expanding the application of blockchain technology in providing solutions to multiple industries
  • The role of AI in the biological sciences and breakthroughs in health informatics
  • The role of AI in enhancing the productivity and intellectual power of humans
  • Role of humans in interacting with AI products to ensure they are safe and do what we want
  • Speech recognition developments to promote universal applications and enhance human-machine interactions
  • The impact of AI on digital marketing and other business activities
  • Commercialization challenges and opportunities in relation to AI
  • Capturing video and incorporating it in AI applicationS
  • Machine and deep learning in the next generation of AI applications
  • How to better define and control the boundaries on AI systems
  • Growing movement towards singularity and machines approaching and in an increasing number of areas surpassing human intelligence.
  • Capturing the potential of big data analytics while at the same time dealing with challenges of discrimination and prejudice that can occur
  • How to build AI to Scale and gain return on investment
  • Internet of things: use of AI to help build systems in which various technologies are connected and working together to transform organizations and industries.
  • The impact of robotics and AI on employment.
  • Education: how do we bridge the talent gap needed to develop this important new area? How can universities, through their research mission, better support the growth and development of this important industry? How will AI change how education is delivered and to whom?
  • Geopolitical questions such as regulation across national borders, impact on security, cyber warfare and so on
  • Challenge of regulation so that AI advances promote industry advancement and at the same time protect important human values such as privacy.
  • Law as infrastructure: how can a legal framework be put into place that achieves the benefits of AI while at the same time limiting and guarding against potential harms that may result? How does law, which tends to work on a linear path, keep up with technology which is growing exponentially?



Above all, today’s students as our future leaders in government, industry, education and all professions must develop a deep understanding of the nature and implications of AI so that they may enable us to have the knowledge to reap its rewards and the wisdom and responsibility to ensure its use for the betterment of humankind and society.


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image 17 May 2023

Islamic Business: A Path to Exciting Careers

Islam is practiced by approximately one fourth (almost 2 billion) of the world’s population and to varying degrees in most countries across the globe.  Business in Islamic countries is impacted by Sharia law and reflected in the culture, laws, ethical codes, business and societal norms in those countries.  With the growth of Islamic economies (e.g. Indonesia, Malaysia, Middle-Eastern countries, Bangladesh, Pakistan) the nature and role of Islamic business is growing in importance.  Indeed, there has never been a more important and exciting time to study Islamic business. 
With a relatively high birth rate and migration, the impact of Islam and the growth and importance of Islamic business has spread across the globe. In Australia, for example, there are growing Islamic communities with Muslims from more than 60 countries.  
With a focus on the special features of Islamic Business as well as a solid grounding in Western business principles and practices, NAPS graduates will find opportunities in almost every area of business activity.  In addition, with one additional term’s study they will be able to qualify for accreditation by CPA Australia and Chartered Accountants Australia & New Zealand (ANZ).

Islamic Commercial Jurisprudence or Commercial Law
This involves the rules of transacting finance and other commercial activity in compliance with Shari'a and Islamic scripture (Quran and Sunnah).   This has relevance to most common commercial practices such as the sale of property, taxes, loans, employment contracts, and consumer sales and so forth. This applied to issues like property, money, employment, taxes, loans, and contracts.

A system of accounting does not operate in isolation, but must operate within the context of laws ethics, culture and values in that country.  With the emergence of banks and other financial institutions in the Middle East there is emerging distinct accounting theory and practices that reflect Islamic principles and traditions. Students who intend to have careers in these countries and professionals who are engaged in these countries must be aware of such changes.

Business Ethics and Management
With the rapid growth in the economy of many Islamic countries, the business community must deal with conflicts that arise between Western capitalism and the Islamic environment with its particular notions of justice, fairness, and appropriate business conduct. A modern course focused on Islamic business will provide students with guidance on how best to deal with these ethical issues and be morally accountable.
Business Management also operates within the context of Islamic ethics and practice. For example, the nature of employment and the corresponding duties and responsibilities of employees have, in Islam, a moral character that specifies commitment of management and labour to the organisation and the spirit of brotherhood among Muslims. This spiritual dimension is distinct to Islam and typically absent from traditional western notions of business management theory and practice.

Islamic Economics 
Islamic economics involves the knowledge of economics and business/consumer activities and processes in the context of Islamic principles and teachings. Like capitalism, Islamic economics is an economic system which is based on its philosophical views and is compatible with the Islamic organisation and governance of most aspects of human behavior and social, legal and political systems.  Islam has a set of special moral norms and values governing individual and social economic behavior. As a branch of social science, Islamic economics describes, analyses and seeks to understand and analyse the production of goods, provision of services, distribution, consumptionetc. with a view to achieve maximum efficiency, full employment, stable prices, economic equity and fairness and growth.

Islamic marketing involves satisfying the needs of customers through the good conduct of delivering Halal --wholesome, pure and lawful products and services with the mutual consent of both seller and buyer for the purpose of achieving material and spiritual well-being.  

Islamic BankingIslamic Finance Sharia-Compliant Finance
Islamic principles and laws also impact banking and finance institutions and practices. Providers of banking and finance services and products must operate within the context of Islamic law.  Banking/finance products and services and related contracts, joint ventures, bonds and other financial products and services transactions are impacted by Islamic law.
Entrepreneurship and Public Entrepreneurship
Still other career opportunities exist for those who want to use their Islamic Business degree to launch their own business, i.e. Islamic entrepreneurship.  This field focuses on examples of Islamic entrepreneurs, Islamic business ventures and the factors, including Islamic faith, culture, principles and tradition, that promote innovation.  Business intrapreneurship involves the study of innovation from within existing organisations, while social entrepreneurship deals with innovation by non-profit organisations focused on a major social issues such as women’s rights, poverty and climate change.  Finally, governments in Islamic countries themselves have an urgent need to promote peaceful and positive innovation to successfully manage the rapid changes and disruption that challenge all societies today.

Islamic E-business and E-government
Technological developments such as the internet, e-commerce, cloud computing and the Internet-of-Things, have also been adopted by Islamic countries.  These new forms of economic and government activity must also operate within the framework of Islamic laws and culture.   Islamic e-business involves the selling of products or provision of services (e.g. e-banking) which are halal through digital means such as internet. The emerging application of e-business including e-commerce namely for selling goods electronicallyand e-banking.Under Islamic law, elements such as charging interest, deceit, fraud, non-delivery of services are typically prohibited in Islamic e-business practices. 
Almost every Islamic country has also embraced the move toward e-Government. Here, too, there will be a demand for graduates who have an understanding of Islamic law, culture and practice.

Islamic Dispute Resolution
The dispute resolution processes in Islam is a component of the over-arching larger Islamic legal framework known as Shariah. While Western legal systems were rather slow to embrace alternative dispute resolution (ADR), this is not so in Islamic countries.  
It is important to note that even International commercial arbitration can also be subject to Islamic law. The Asian International Arbitration Centre has developed i-Arbitration rules (“i” signifies compliance with Islamic law). This caters for international parties who are interested in resolving their disputes through Islamic procedures. The i-Arbitration rules are consistent with the United Nations Commission on International Trade Law (UNCITRAL) Arbitration Rules.
Among the many possible career paths open to those with a NAPS degree in Islamic Business:
  • Accounting
  • Banking and Finance
  • Communication
  • Resources Planning and Administration
  • Banking
  • International Trade
  • Corporate Services
  • Economics
  • Business Analyst
  • Government
  • E-business/Commerce
  • Marketing, Advertising
  • Customer Relations
  • Corporate Services
  • Management
  • Administration
  • Compliance
  • Business Research
  • Risk Manager
  • Human Resources/Recruiter
  • Budget Analyst
  • Corporate Accountant
  • Auditor
  • Business Consultant
  • Project Management
  • Supply Chain Logistics
  • Procurement Supply
  • Entrepreneur, Small Business, Social Entrepreneur
  • Sustainability Analyst

Value of Studying Islamic Business: A Model for the Future
While it is important to be cautious in making comparisons between laws and business practices in different countries, such comparative work is nevertheless significant and useful as a way of helping ‘outsiders’ understand both their own system as well as the one under study.  This is analogous to the way we as individuals each select those aspects of phenomena to which we pay attention.However, different people select different things.  As noted by author Anais Nin, “We don't see things as they are, we see them as we are.” We each have blind-spots, but by talking with one another, collaborating and exchanging insights, we discover important things that we have missed and come closer to grasping complex realities. 
Advocates and researchers of Islamic Business have described it as neither capitalist nor socialist.  They argue that Islamic business represents an increasingly important ‘third way’ that is seen by many as having advantages over the other two, for example in better addressing the growing gap between the rich and the poor, tax regimes that focus on taxing wealth, but not trade. What is indisputable is the fact that Islam is a growing force in today’s Islamic countries and business world.  Business students and professionals who take notice and learn will be well placed for success in the decades ahead.
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image 12 Apr 2023

NAPS Approach to Student-Centred Education

At the heart of NAPS approach to educating tomorrow’s professionals is the notion of student-centred education.  In contrast to traditional university teaching focused on the lecturer (the sage on the stage), student-centred learning shifts the focus of instruction to achieving the best possible outcomes for students.  This approach to learning has its roots in early work by John Dewey, Jean Piaget and Lev Vygotsky, among others.

Student-centred learning sees the teacher more as a ‘coach’, a guide on the side.  The teacher engages with the student and encourage the student to take charge of their own learning, to become an autonomous learner who takes responsibility for their own learning.  Such an approach is especially suited to 21st century where information is readily available to everyone and learning, unlearning and re-learning must be viewed as a lifelong journey.  This is especially relevant for education in the professions which are subject to increasing change and disruption leading to a need for professionals to constantly adapt and innovate.

Also, in contrast to much of traditional university education which focused on knowledge and information, conveyed largely through lectures, student-centred learning focuses particularly on skills such as communication, how to learn a specific subject and develop a range of skills required for professional success.  Such skills are reflected in the AQF. Examples of such skills include: communication, research, analysis, problem solving, evaluation, synthesis, creativity, development of ethical values, communication, cultural EQ and teamwork.

Student-centred learning is grounded on constructionist theory (Theodore, Brameld, Toward a Reconstructed Philosophy of Education (1956)) which emphasises the learner's crucial role in constructing meaning from new information and interrelated with the student’s prior experience.  In this approach, the teachers get to know students, learn about their background, their motivations, their interests and expectations.  Student-centred learning recognises that students are different, have varied interests and learn in different ways. A teacher adopting this approach views the class, not as an amorphous group, but sees students as individuals with the goal being to help each student become all that it is possible for them to become. Through this dialogue between teacher and student and students and their peers, both within and outside the classroom, the teacher and learner constantly adapt with the students taking a proactive role in their own learning.  This is in contrast to traditional university education dominated by large lecture theatres and the curriculum dictated in ‘top-down’ fashion to students who are largely passive in the process.

Student-centred learning is also grounded on theories of adult learning.  NAPS believes that lecturers should also familiarise themselves with and apply principles of adult learning. Adult learning theory, termed andragogy, focuses on self-directed learning. Andragogy is defined as “the art and science of helping adults learn” and is contrasted with pedagogy, “the art and science of helping children learn.”[1]  In andragogy, classroom climate should be one of adultness, both physically and psychologically. In this regard, adults should feel accepted, respected, and supported.  This approach promotes a spirit of mutuality between teachers and students as fellow learners on a mutual educational journey on which all grow and develop.
Student-centredness also gives due consideration to a student’s motivation to learn. Raymond Wiodowski, supported by the latest cognitive science research, is one of the leading thinkers in helping us to understand student motivation for learning. Wiodkowski’s framework for culturally responsive teaching embraces, from a motivational perspective, the diversity and complexity of today’s adult learner. The framework focuses on four intersecting motivational conditions that are essential for enhancing adults’ motivation to learn. They are:
1)Establishing inclusion: creating a learning atmosphere in which learners and teachers feel respected and connected to one another;
2)Developing attitude: creating a favorable disposition toward the learning experience through personal relevance and choice; 
3)Enhancing Meaning: creating challenging, thoughtful learning experiences that include learners’ perspectives and values; and
4)Engendering competence: Creating an understanding that learners are effective in learning something they value.

Student-centred learning gives the students a voice in the classroom. Assessments often provide options (eg choice of a research topic or project focus). Students are also encouraged to form professional and social clubs and to interact with their teachers via participation in extra-curricular activities through which they can develop additional skills and practice skills learned in the classroom.  Examples include public speaking competitions, voluntary community work, etc. 

Student-centred learning sees education as an experiential, adaptive and social process. This approach is based on the conviction fostered by theorists such as Dewey and Carl Rogers that a student-centred approach is the best way to prepare learners for the future and empower them to be positive contributors to their professions and the society in which they serve and devote their lives.
NAPS Implements and supports a student-centred curriculum through the following:
  • Strategic planning, Student Handbook and other documents that articulate NAPS mission and focus on student-centred learning.
  • Hiring of staff who support and believe in a student-centred approach to learning
  • Providing a staff orientation and ongoing staff-development that promotes and supports student-centred learning.
  • Implementing policies and procedures (eg Staff Code of Conduct, Academic Staff Availability Policy, performance evaluations) that promote student centred-learning (eg requiring staff to be available to students by set consultation hours, developing a community of professional practice via Moodle, etc)
  • Mentoring and monitoring staff thereby promoting student-centred learning.
  • Developing of extra-curricular activities (competitions, volunteer work, student societies) that create a culture of student-centred learning. 
  • Developing courses and approaches to learning and assessment that promote student-centred learning.
  • Conducting unit and course evaluations through which we will assess progress towards promotion of student learnings.
  • Having Student Representation on Academic Board and Board of Directors/Council 
  • Ensuring that technology support, academic support, teaching/learning resources and personal/counselling/career advice support are readily available to all students and focused on the needs of students, especially those from lower socio-economic groups or for whom English is not their first language.
A Learning Approach Suited for Professionals in an Information Age.
The education of tomorrow’s professionals requires that educational institutions incorporate the best of traditional and modern learning approaches, including the use of new technologies through which our students will continue to learn throughout their careers.  NAPS approach to professional education involves blended learning or technology mediated approaches.  In addition to in-person lectures, tutorials and traditional textbooks, case studies and other print material, our dedicated teaching staff will also deploy online educational materials that are available to students 24/7 via the Internet and on students’ computers, mobile phones and other devices.  Throughout Online Learning System students will be able to engage in real-time and asynchronous discussions, work on group projects, gain access to extra readings and other learning material, complete online reviews and more.
As a result of blended learning/technology mediated instruction students are more able to learn at their own place; their own pace.  They have access to a wider range of materials so that they can find resources that best fit their particular learning style.  This approach to learning is also similar to how, after graduation,  they will continue to learn throughout their professional careers. 
[1] Knowles, Malcolm Shepherd, Holton, Elwood F. And , Swanson, Richard A, The adult learner: the definitive classic in adult education and huan resource development, Butterworth-Heinemann, 2005; Knowles, Malcolm, The Adult Learner: A Neglected Species, Gulf Publishing Company, Houston, 1973, 1990.
[2] Wlodkowski, Raymond J , Enhancing Adult Motivation to Learn: A Comprehensive Guide for Teaching All Adults, John Wiley & Sons, 2010
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image 12 Apr 2023

Your Journey To Become a Professional Begins Now!

At the National Academy of Professional Studies professionalism starts in the classroom. All students are expected to adhere specifically to the Code of Student Conduct and generally to conduct themselves professionally as part of their course of study. Please read and study your Student Handbook and Student Code of Conduct for full details about what is expected of you as a student of the National Academy.

As a student in the National Academy of Professional Studies, you are now on track to enter the profession you have chosen to study.  Academic and administrative staff in the National Academy of Professional Studies expect every student in and out of the classroom to engage in conduct consistent with high standards of professional and ethical behaviour. 

The standard of conduct outlined below provides general guidelines governing how you would interact and behave, while working in a team, meeting with a client or interacting with their supervisor/superiors. As a guide for students, consider how you would interact and behave in a professional environment and apply the equivalent standard to your in-class and out-of-class interactions. The professionalism, or lack of, is considered part of your academic progress. Conducting yourself according to such standards and making them a habit are vital for your future success.
  1. Every student is expected to devote the necessary time outside of class each week to prepare for your class. Expect to spend 2-3 hours per week on coursework for every credit hour earned in class. For example, a 4-credit business course represents approximately 4 hours of classroom time; and 8-12 hours per week in outside classroom time. Students taking a full-time schedule of 12 credit hours should be dedicating 24-36 hours each week.
  1. In the classroom
  • Arrive on time to class, prepared to engage in the day’s topics and activities.
  • Attend all classes and if unable, notify the professor as soon as you know you will be unable to attend for reasons of illness or emergency.
  • Keep mobile phones and other electronic devices turned off during class.
  • Respect your colleagues and faculty by refraining from disruptive behaviour, including engaging in non-class activities, sleeping in class, speaking with your peers during the class on non-academic topics and leaving class before the professor has dismissed the class.
  • Students should address faculty as “Professor” or “Dr.” Calling faculty by their first name is not appropriate.
  • Notify the instructor in advance of a need for accommodation of a disability that has been verified by NAPS Office of Student Services.
  • Take responsibility for what transpired if you miss class and respect the policies of NAPS and your instructor’s guidelines in the unit outline.
  • Participate in all classroom activities.
  • Foster academic honesty.  
  • Consider your Moodle site for each unit as part of the classroom. Participate, be responsible and act professionally. Do not engage in bullying or personal attacks of any kind.
  1. Outside the classroom
  • Treat all email and other correspondence as professional communications.
  • As a member of a team, attend all team meetings and fully contribute to the group’s discussions, presentations and work products.
  • Respect the need to plan ahead and schedule tasks so that each group member has ample opportunity to meet academic obligations.
  • Be a responsible member of your group that is respectful of each individual and their right to receive an education.
  • Be gracious and respectful with working professionals and faculty who take time to interact with you in and outside the classroom.
  • Honour appointments with advisors, employers, faculty and staff.
  • Dress appropriately for NAPS events, especially if outside professionals are also in attendance.
  • Foster academic honesty. 
Professionalism Expectations of Faculty and Administrative Team
Faculty and administrative team members of NAPS are committed to creating and maintaining a culture of professionalism in all we do.  Accordingly, NAPS’ staff also have a similar code of conduct applicable to them.  See Staff Code of Conduct.
In general terms,
Faculty are expected to act professionally, have the highest regard for students’ progress and welfare, and provide current and effective instruction. Faculty fulfil their professional obligations by having passion for their fields and stimulate critical thinking and creativity. Faculty will conduct themselves as responsible professionals with their students, with all faculty adhering to the standards of professional behaviour.
In the classroom
  • Arrive on time to class prepared to engage in the day’s topics.
  • Maintain the depth and breadth of knowledge in the field and communicate that knowledge to the students.
  • Treat all students fairly, ensuring equal application of the class standards and requirements.
  • Respect students’ desire to excel in their academic accomplishments by providing them with the courtesy, feedback and time they need to succeed.
  • Promote academic honesty.
  • Adhere to and effectively and fairly apply all of NAPS’ policies and procedures.
Administrative staff should be available to students, respond courteously and act promptly to meet student needs and address their concerns.  They will also work closely with faculty to ensure that adequate student support is available to students both inside and outside the classroom. They should ensure that NAPS policies and procedures are fairly, efficiently and effectively administered.  
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image 07 Feb 2023

Why Study Islamic Business?

With the launching of NAPS, the Academy made history by being the first and only Australia higher education institution to offer a degree in Islamic Business. While many Australian institutions offer Islamic Banking or Islamic Finance as units of study, none offers a comprehensive degree or course leading to the award of Islamic Business. As Professor Sam Blay the NAPS President and CEO notes, ‘Islamic business is big business. Islamic Finance and Islamic Banking are merely two elements in Islamic Business’. At NAPS we offer more for Islamic Business’.

NAPS’ Islamic Business course prepares students for the Islamic and global employment market by offering standard subjects in general accounting in addition to:
  • Principles of Sharia
  • Principles of Islamic Economics
  • Islamic Contract Law including Principles of Takaful (Insurance)
  • Islamic Commercial Law
  • Islamic Accounting Principles
  • Islamic Capital Markets
  • Islamic Business Ethics
  • Principles of Islamic Banking
  • Contemporary Islamic Finance
Because the degree includes standard accounting units, the NAPS Bachelor of Business (Islamic Business) is accredited by CPA and CA ANZ. Therefore, students who graduate from the course have a double advantage.  They can practice as CPAs, and can also apply to become Certified Islamic Public Accountants (subject to the applications rules of the accrediting agency).

Professor Blay notes that while NAPS’ Bachelor of Business (Islamic Business) is ideal for students from Islamic countries, it is also highly recommended for students from non-Islamic countries.  He observes that with the increasing dominance and importance of sovereign wealth funds and investor interest from the Gulf Region and South East Asia, any serious financial institution in the major economies of the world requires graduates with expert knowledge in Islamic Business.  He said in Australia and the United Kingdom for instance, leading banks have established departments dedicated to Islamic finance and are looking to recruit experts.

Professor Blay further notes that the emergence of economies such as the United Arab Emirates, Qatar Saudi Arabia and Brunei is a clear indication of future trends in the global economy with important implications for ‘halal investments’. Additionally, with the growth of Islamic economies (eg Indonesia, Egypt, Malaysia, Bangladesh, Pakistan) the nature and role of Islamic business is growing in importance. Indeed, there has never been a more important and exciting time to study Islamic Business.

Professor Blay notes that the NAPS Bachelor of Business focusing on Islamic Business is designed to allow students to start the future today.    
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